Most small and mid-sized businesses budget in a spreadsheet that's out of date by February. Multi-location businesses have it worse: one tab per store, formulas that break, and no easy way to compare actual results with the plan.

With Finorbi, you build and manage your budgets right inside the app - by location, on the same report lines as your financial statements - and every dashboard, report and KPI can compare actual against budget automatically.

Budget editor
A budget by location: the monthly chart compares the budget with last year, the year totals show the change, and the grid holds every line and account by month.

Start in seconds, not days

Create a budget for any fiscal year and choose how to start:

  • Last year's actuals - with an optional % change (for example, +4%),
  • Average of the last 12 months,
  • Copy another version - such as last year's budget or a draft,
  • A budget already in QuickBooks Online - bring it in as it is,
  • Blank.

Turn on Budget each location separately and Finorbi builds the budget store by store.

Budgets list and new budget
Budgets are versions: one per fiscal year or scenario, with one marked as the default used in reports.

Edit the way finance teams work

  • Grid by month - every report line and its accounts, with totals that roll up as you type.
  • Location tabs - move between stores, or work on a location group.
  • Quick tools - apply a % change, fill right, spread evenly across months.
  • Show or hide accounts to work at line level or account level.
  • Excel round trip - download the budget, work on it offline, upload it back.

Driver-based budget lines

Some lines depend on others. Finorbi supports drivers so they update themselves:

  • % of another line - for example, food cost as 29% of food sales (one % for the year, or one per month),
  • Fixed + rate - a fixed amount plus a rate per 1,000 of another line, or per unit you enter,
  • Hours x rate - hours times an hourly rate plus burden %, with a step-up from a chosen month (for a pay rise).

Change revenue and every driven line recalculates.

Spread a group total across locations

Have one number for a region? Group spread splits a total across the group's locations by each location's share of last year (of revenue or any line you choose) or equally - and across months by last year's seasonality or evenly.

Approve and lock

Budgets move from Draft to Approved & locked. A locked budget can't be changed by accident; an Admin can unlock it if needed. Mark one version as the default - that's the one reports, dashboards and KPIs compare against.

Actual vs budget everywhere

  • Actual vs budget and budget by month reports, by location or location group.
  • Dashboards - set Compare with to Budget, or Last year and budget.
  • KPIs - see each KPI against budget with differences.
  • Month-end package - budget comparisons included automatically.
Actual vs budget report
The Actual vs budget report: change the period, locations and columns in the side panel and save it as your own.

Budgeting is part of Financial Intelligence, included from the Professional plan and in the 14-day full trial.

Build your first budget in Finorbi